Use this free Shopify fees calculator to see exactly how much Shopify takes per sale on your plan, whether you use Shopify Payments or another payment provider. Below it you’ll find every 2026 Shopify fee in plain English, real examples and when it’s worth upgrading your plan.
Key Takeaways
- With Shopify Payments, online sales cost 2.9% + 30¢ on Basic, 2.7% + 30¢ on Grow and 2.5% + 30¢ on Advanced.
- Using PayPal, Stripe or another provider instead adds a Shopify fee of 2% on Basic, 1% on Grow and 0.6% on Advanced.
- US plans cost $25, $65 or $399 a month ($19, $49 or $299 if paid yearly).
- Currency conversion adds 1.5% for US stores, and processing fees are not refunded when you refund an order.
- Upgrading from Basic to Grow pays off at roughly $15,000 a month in online sales (yearly billing).
Table of Contents
Shopify Fees Calculator (2026)
Choose your plan and payment method, then enter your order total and costs. The calculator shows the fee on each sale and, if you enter your monthly orders, how much of your plan cost each order carries.
🧮 Shopify Fees Calculator (2026)
Estimate based on Shopify’s published US rates for standard cards: online 2.9% / 2.7% / 2.5% + 30¢ and in-person 2.6% / 2.5% / 2.4% + 10¢ on Basic / Grow / Advanced, third-party fees of 2% / 1% / 0.6%, and 1.5% currency conversion for US stores. Premium, business and international cards cost more. Check Settings → Payments in your Shopify admin for your exact rates.
Tip: If most of your customers pay with PayPal, keep Shopify Payments as your main provider and add PayPal alongside it. Shopify does not charge its third-party fee on PayPal orders when Shopify Payments is your primary provider.
How Much Does Shopify Take Per Sale?
If you use Shopify Payments, the only per-sale fee is the card processing fee. There’s no separate gateway fee and no extra charge from Visa or Mastercard. Here is what a standard US online card payment costs on each plan:
| Order | Basic (2.9% + 30¢) | Grow (2.7% + 30¢) | Advanced (2.5% + 30¢) |
|---|---|---|---|
| $20 | $0.88 | $0.84 | $0.80 |
| $50 | $1.75 | $1.65 | $1.55 |
| $100 | $3.20 | $3.00 | $2.80 |
| $250 | $7.55 | $7.05 | $6.55 |
So on a $50 order, Shopify takes about $1.75 on Basic, or 3.5% of the sale. Small orders lose a bigger share, because the 30¢ fixed fee doesn’t shrink with the price.
Premium cards cost more. Business, corporate and commercial cards, and all American Express cards, are charged at a higher “premium” rate. Cards issued outside your country also carry an extra international charge, and manually typed card payments cost more too.
Shopify Plans and Rates (2026)
These are Shopify’s current US prices and standard card rates. Yearly billing saves about 25% on the plan.
| Plan | Monthly billing | Yearly billing | Online card rate | In-person rate | 3rd-party fee |
|---|---|---|---|---|---|
| Basic | $25/mo | $19/mo | 2.9% + 30¢ | 2.6% + 10¢ | 2% |
| Grow | $65/mo | $49/mo | 2.7% + 30¢ | 2.5% + 10¢ | 1% |
| Advanced | $399/mo | $299/mo | 2.5% + 30¢ | 2.4% + 10¢ | 0.6% |
| Plus | From $2,300/mo | Custom | Custom | Custom | 0.2% |
Most new stores start on Basic. Grow and Advanced lower your card rates and add features like more staff accounts and better reports. Plus is for large brands, with custom pricing.
Third-Party Payment Provider Fees
If you turn off Shopify Payments and use another provider, you pay two fees on each order: the provider’s own processing fee and Shopify’s third-party transaction fee (2% on Basic, 1% on Grow, 0.6% on Advanced, 0.2% on Plus).
For example, a $100 order on Basic through a provider charging 2.9% + 30¢ costs $3.20 to the provider plus $2.00 to Shopify: $5.20 in total, compared with $3.20 using Shopify Payments.
Shopify does not charge the third-party fee on Shopify Payments, Shop Pay, Shop Pay Installments, manual payments like cash on delivery or bank transfer, or PayPal when Shopify Payments is your primary provider. For stores created on or after May 12, 2025, the fee can also apply to orders paid with store credit or gift cards.
Other Shopify Fees to Know
- Currency conversion: 1.5% for US stores (2% elsewhere) when a payment needs converting.
- Refunds: processing fees are not returned when you refund an order.
- Marketplace orders: the first 50 synced marketplace orders each month are free; above that Shopify charges 1%, up to $99 a month.
- POS Pro: $89 a month per location if you need advanced in-person selling features.
- Apps, themes and domain: paid apps and premium themes are billed separately and can add more to your costs than the card fees.
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Is It Worth Upgrading Your Plan?
Each plan step lowers your online card rate by 0.2%. Upgrading pays off when the savings are bigger than the extra plan cost:
- Basic to Grow: costs $30 more a month on yearly billing ($40 on monthly). Break-even is about $15,000 in monthly online card sales ($20,000 on monthly billing).
- Grow to Advanced: costs $250 more a month on yearly billing. Break-even is about $125,000 in monthly card sales.
Below those numbers, upgrade only if you need the extra features, not to save on fees. Use the calculator with your real monthly orders to compare.
How to Lower Your Shopify Fees
- Use Shopify Payments as your main provider to avoid the 2% third-party fee on Basic.
- Pay yearly to cut your plan cost by about 25%.
- Raise your average order value with bundles and free-shipping thresholds, so the 30¢ fixed fee is a smaller share.
- Price in your customers’ currency carefully, and check how often the 1.5% conversion fee applies.
- Review your apps every quarter. Unused paid apps often cost more than card fees.
- Upgrade only after the break-even point shown above.
Official sources: Shopify Pricing · Shopify: Credit card processing fees (updated Oct 2026) · Shopify Help: Pricing overview · Shopify Help: Credit card rates. US rates checked November 2026 and subject to change.
Frequently Asked Questions
How much does Shopify take per sale?
With Shopify Payments, Shopify takes 2.9% + 30¢ per online sale on the Basic plan, 2.7% + 30¢ on Grow and 2.5% + 30¢ on Advanced. On a $50 order that is about $1.75 on Basic.
Does Shopify charge transaction fees?
Not if you use Shopify Payments. If you use a third-party provider instead, Shopify adds 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, on top of that provider’s own fee.
How much is Shopify per month in 2026?
In the US, Basic is $25 a month ($19 if paid yearly), Grow is $65 ($49 yearly), Advanced is $399 ($299 yearly) and Plus starts at $2,300 a month.
Does Shopify refund fees on refunded orders?
No. Shopify does not return credit card processing fees when you refund an order.
Is there a fee for selling in other currencies?
Yes. When a currency conversion is needed, Shopify charges 1.5% for US stores and 2% for stores in other regions.
When should I upgrade from Basic to Grow?
Grow saves 0.2% on every online card sale. Paid yearly, it costs $30 a month more than Basic, so it pays off once you sell more than about $15,000 a month.
Conclusion
Shopify’s per-sale cost is simple once you know your plan: 2.9% + 30¢ on Basic with Shopify Payments, a little less on Grow and Advanced, and an extra 0.6% to 2% if you use another provider. Add your monthly plan, apps and any currency conversion, and run the calculator above to see your real profit per order.
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About the Author
Rahana Islam
Virtual Assistant & E-commerce Specialist with 7+ years of remote experience supporting businesses in the United States, Denmark and worldwide with WordPress, Shopify, Amazon, Walmart and eBay operations. Level 2 Fiverr seller with a 5.0★ rating from 167 reviews, an NSDA-certified trainer & assessor and the #1 LEDP earner of Dhaka district.
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